CDs & IRAs

We offer a variety of CDs and IRAs, as well as numerous retirement savings plans.

CD Specials Accent Photo

Call us at 1-800-492-3221 or stop by your local CNB Bank branch to learn more!

Traditional CDS Accent Photo

A CD allows you to earn a higher rate of interest on your savings. You pre-select the length of time, or term of the CD.

Special Features

  • $500 Minimum Deposit to Open
  • Several Terms Available – From 1 Month to 5 Years
  • Earns Interest
Livestock CD Accent Photo

Save the Proceeds from Your Livestock Sale!

0.75% APY* for 6 months

PLUS: CNB Bank will add 10% (up to $25) extra to the CD, and 10% (up to $25) to the livestock organization of your choice!

IRA CDs Accent Photo

The Roth is a nondeductible account that features tax-free withdrawals (including earnings) for certain distribution reasons after a five year holding period.  Pre-select the term of your CD.

Special Features

  • $2,000 Minimum Deposit to Open ($2,500 for 7 year terms)
  • Annual Contribution Amounts (subject to limitations)
  • No IRS Penalty or Federal Income Taxes for withdrawal of regular principal contributions prior to the age 59 ½
  • No Required Minimum Distributions
  • Terms Available from 1 to 7 Years
  • Earns Interest
IRA Savings Accent Photo

The Roth IRA is a nondeductible retirement account that features tax-free withdrawals (including earnings) for particular distribution reasons after a five year holding period.

Special Features

  • $100 Minimum Deposit to Open
  • Make Deposits at Your Own Pace (Subject to annual contribution limits)
  • IRA holders age 50 or over are eligible for catch-up contributions.
  • No IRS Penalty or Federal Income Taxes for withdrawal of regular principal contributions prior to the age 59 ½
  • No Required Minimum Distributions
  • Competitive Interest Rates Subject to Change Quarterly

Contact Us Today!

If you're interested in learning about our products or services, please contact us at 1-800-492-3221, visit us at any CNB Bank branch location, or send an email to CustomerServiceCenter@CNBBank.bank. CNB Bank appreciates the opportunity to be your financial partner.

In the event of an error or if you have questions about your statement, visit our Error Resolution page for instructions.

Find a Branch to Open an Account

CDs & IRAs

We also offer a variety of CDs and IRAs. Be sure to take a look at all the options we have to offer.

Compare CDs & IRAs